
Jorge Rui Da Silva Barrios
Product Manager @ PagoNxt | NOVA Member | Fintech | Payments · Madrid
I thrive at the intersection of technology, finance, and execution, helping companies turn vision into reality by making delivery a key enabler of success. With a deep focus on payments and core-banking, I specialize in building scalable, compliant, and high-performing financial infrastructures that empower businesses to grow.
Currently, I'm leading the delivery of next-generation payments products at PagoNxt, working with an exceptional team to redefine the financial sector through disruptive solutions in core-banking and payments. From ledger and accounts systems to global payment rails, I ensure that execution is not just about delivering, but about driving business success.
Reach me at LinkedIn · jorgedasilva.n98@gmail.comWork Experience

- 2022 — PresentCore-Banking & Payments Product ManagerNow
Responsible for defining, improving, and managing core-banking and payments capabilities, including ledger & accounts systems, operations management, payment rails (SWIFT, SEPA, SEPA INST, T2, CHAPS, PIX, China), client integration channels, and payment orchestration. Leading 4 squads of developers and engineers.
2022 — PresentCore-Banking & Payments Product ManagerNowResponsible for defining, improving, and managing core-banking and payments capabilities, including ledger & accounts systems, operations management, payment rails (SWIFT, SEPA, SEPA INST, T2, CHAPS, PIX, China), client integration channels, and payment orchestration. Leading 4 squads of developers and engineers.
- 2021Project Delivery Manager
Cross-project management in Santander Group's strategic initiative for payment services. Implemented projects in Risks & Compliance, direct & indirect access to domestic clearing houses in Eurozone & Great Britain, and EMI enablement across three geographies.
2021Project Delivery ManagerCross-project management in Santander Group's strategic initiative for payment services. Implemented projects in Risks & Compliance, direct & indirect access to domestic clearing houses in Eurozone & Great Britain, and EMI enablement across three geographies.

- 2020 — 2021Digital Project Manager
Digital Transformation Analyst working on projects related to PagoNxt (Trade & Payments), Developer Hub, Common APIs, and COVID-19 response initiatives.
2020 — 2021Digital Project ManagerDigital Transformation Analyst working on projects related to PagoNxt (Trade & Payments), Developer Hub, Common APIs, and COVID-19 response initiatives.
- 2019 — 2020Santander Digital Project Assistant
Selected for the "Talent STEM generation" program. Worked in corporate innovation and digital transformation division, learning project management, agile methodology, and global solutions.
2019 — 2020Santander Digital Project AssistantSelected for the "Talent STEM generation" program. Worked in corporate innovation and digital transformation division, learning project management, agile methodology, and global solutions.
Education

Degree in Business Management
Universidad Europea

Degree in Computer Science Engineering
Universidad Europea
Skills & Languages
Core Competencies
Languages
Awards & Recognition
Top Outstanding People (TOP) Program
Beca/Scholarship
Beca de Excelencia
Excellence Scholarship
Global Management Challenge España 2018
Diploma de participación
SummerCamp del Gran Consumo
III edición - Diploma de participación
Communities

NOVA
Member
Global top-talent network connecting high potentials (global top 3% of each sector) amongst themselves and with the best career opportunities.
Projects
View allLedger-dev
Statement Parser
A fully local statement parser for parsing bank statements in MT940, MT942, MT950 formats and Spanish Norma 43. Built for privacy-first financial data processing.
Rebank
Personal Finance Management App
A complete fintech application developed as my final degree project, focusing on user experience and leveraging PSD2 regulations for multi-entity bank aggregation. Provides a 360-degree view of personal finances with modern features including budget management, transaction categorization, income and expense analysis, and robust security measures.
CardioGrapic
Java/JavaFX Application
A two-quarter project developed from scratch in Java using JavaFX. Features include SQLite and MySQL database implementation, Arduino signal acquisition, algorithm implementation (QuickSort, BinarySearch, complexity analysis), design patterns (Singleton, MVC), concurrency, and software engineering practices with agile methodologies (Scrum, KanBan). Selected for the Best Project Award at the Faculty of Architecture, Engineering and Design of Universidad Europea de Madrid (Premios PEBES).
